UK Students Out Of Pocket

UK Students are always out of pocket and I’m here to tell you why.


My head hurts all the time, I can never see and the light burns. I’m not a vampire – I’m a student with no NHS coverage.


The minute I turned 19 I lost out on free medication, free eye tests, free dental checks – everything.

And since then – I’ve had severe migraines because I can’t afford new glasses. I’ve got sensitive teeth and haven’t been to the dentist in over a year. And I had to turn down Beta-blockers from the doctor because I couldn’t afford the prescription.

I’m not falling apart, but I find it interesting that students aren’t privy to health benefits.

Once you turn 19 the UK, you are automatically cut off from NHS support. Obviously, you can still be treated in hospital and the like, but the every day stuff that you took for granted makes life that little bit more expensive.


Now, I have recently had the joy of re-applying for student finance for my final year at university. Upon applying, I found out that I am losing a significant amount of money in my third term because students supposedly go straight into full time work, and therefore do not need the extra money.

Let me tell you something – yes we do! I don’t know about any other students in the UK, but I have no one to support me financially. I’m literally out on a money limb.

I know some students have the comfort of knowing they can move back home after university and take their sweet time looking for a job, but some of us don’t have that option. My parents are as in-debt as I am and cannot afford to financially support another person.



According to a survey in 2012, the average UK adult can survive on £21,000 a year. UK students get given the maximum of £8,000 a year from Student Finance. And that is supposed to pay:

  • rent (average of £400 per month)
  • food
  • travel
  • personal supplies (clothes, shampoo, etc.)
  • university books

Yes  – students have a reputation for living it a little too large come loan day, but that’s because we know the next day we have to say goodbye to our money and pay for the sensible stuff.

Yes – some of us good tighten the reigns a little. But we are students, and sometimes we aren’t receiving the day-to-day financial guidance that we might need.


security-key-APRIL 2011

Students are always most likely to get robbed because people think we walk around with high-limit credit cards and can afford to lose it because “Daddy will pay the rent”. But it’s just not true. If I lost my cards – I’d be screwed. If my phone was stolen, I have no insurance. If my keys were taken, I wouldn’t be able to replace them. SO many people believe that students waste their money, but some of us have to work in order to put ourselves through university because our loans just don’t cover it.

What are you trying to say?

What I’m really trying to say is, the next time you think about judging a student – remember the pressure that is on them. Don’t berate them for going out on a Friday night once in a blue moon – they need to relax just like you.